Skyway Underwriters.
Specialty managing general agent for catastrophe-exposed commercial property. Skyway writes Florida apartment and assisted living on American Coastal Insurance Company paper, underwriting it building by building on a proprietary scoring platform. Skyway Underwriters plans to expand into excess and surplus lines in 2026, applying the same model to new classes in catastrophe-exposed states.
Key facts.
- Type
- Managing general agent (MGA)
- Carrier paper
- American Coastal Insurance Company
- Focus
- Catastrophe-exposed commercial property
- Current programs
- Florida apartment. Florida assisted living.
- Distribution
- Appointed broker network
- Headquarters
- St. Petersburg, Florida
- Parent
- American Coastal Insurance Corporation
Underwriting model.
Skyway scores every submission at the building level before an underwriter opens the file. A proprietary platform evaluates structural characteristics, catastrophe vulnerability, and exposure profile, then routes the submission with that analysis attached.
A Skyway underwriter owns the decision on every file. The platform triages and informs; the underwriter prices, structures, and binds. Rated carrier paper stands behind every program.
Current programs.
Apartments, Florida
Garden-style and mid-rise apartment communities across Florida.
Assisted living, Florida
Purpose-built assisted living facilities across Florida.
E&S expansion.
Skyway Underwriters plans to expand into excess and surplus lines in 2026, extending its building-level scoring model and underwriting discipline to new classes in catastrophe-exposed states beyond Florida.
The E&S book will write on the group's E&S carrier, ACES Specialty Insurance Company, which is filed in Arizona and pre-operational. The model that runs the Florida book is built to write a wider book with the same discipline.